Ubiquity Solo 401(k)
A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner.
Overview
Ubiquity offers two main Solo 401(k) options: Single(k) and Single(k) Plus. The Single(k) plan allows you to bring your own brokerage account, offering investment flexibility. The Single(k) Plus is a record-kept plan with pre-selected investment options, including Vanguard funds. Both plans feature flat-fee pricing, avoiding asset-based fees.
✨ Key Features
- Flat-fee pricing (no AUM fees)
- Option to bring your own brokerage/custodian
- Loan options available
- Mega Backdoor Roth option
- Recordkeeping and compliance services
🎯 Key Differentiators
- Flat-fee pricing model
- Flexibility to use your own brokerage account
- Availability of Mega Backdoor Roth option
Unique Value: Provides a flat-fee Solo 401(k) with the unique flexibility to either bring your own brokerage or use a record-kept plan, catering to both hands-on and hands-off investors.
🎯 Use Cases (3)
✅ Best For
- High-income earners looking to maximize retirement contributions
- Investors who want the flexibility to choose their own brokerage
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Individuals looking for a completely free retirement plan
- Beginner investors who may be overwhelmed by choosing their own brokerage and investments
🏆 Alternatives
Offers more flexibility in investment platform choice compared to all-in-one providers, and a more structured, supported experience than purely self-directed options.
💻 Platforms
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (NA tier)
💰 Pricing
Free tier: NA
📊 Market Info
Customers: 9000+
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