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Payment Depot

The last processor you'll ever need.

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Overview

Payment Depot by Stax is a merchant services provider that operates on a subscription or membership model. Instead of marking up each transaction with a percentage fee, they charge a monthly membership fee and give businesses access to the direct interchange rates from card networks, plus a small per-transaction fee. This model is designed to be more affordable for businesses with significant processing volume.

✨ Key Features

  • Membership-based pricing
  • Access to wholesale interchange rates
  • No percentage markups
  • Credit card terminals and POS systems
  • Virtual terminal
  • Next-day funding

🎯 Key Differentiators

  • Membership pricing model with no percentage markups.
  • Transparent access to interchange rates.
  • 90-day money-back guarantee.
  • Highly-rated customer support.

Unique Value: Provides businesses with a more affordable and predictable way to accept credit cards by eliminating percentage markups and offering direct interchange rates through a simple membership.

🎯 Use Cases (5)

Retail businesses Restaurants Medical and dental offices Automotive services B2B companies

✅ Best For

  • A retail store processing over $20,000 per month saving money compared to a tiered or flat-rate plan.
  • A medical office accepting patient payments with predictable monthly costs.
  • An auto repair shop using a countertop terminal with low processing fees.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Very small businesses or startups with low and inconsistent sales volume.
  • Merchants who prefer a pay-as-you-go model with no monthly fee.

🏆 Alternatives

Stax Helcim Costco Merchant Services

Its membership model is very similar to its parent company, Stax. Compared to flat-rate processors like Square, it offers significant savings for businesses processing higher volumes.

💻 Platforms

POS Web Mobile

🔌 Integrations

Authorize.Net QuickBooks Clover

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support

🔒 Compliance & Security

✓ HIPAA ✓ GDPR ✓ PCI DSS Compliant

💰 Pricing

$79.00/mo

✓ 90-day free trial

Visit Payment Depot Website →