Payment Depot
The last processor you'll ever need.
Overview
Payment Depot by Stax is a merchant services provider that operates on a subscription or membership model. Instead of marking up each transaction with a percentage fee, they charge a monthly membership fee and give businesses access to the direct interchange rates from card networks, plus a small per-transaction fee. This model is designed to be more affordable for businesses with significant processing volume.
✨ Key Features
- Membership-based pricing
- Access to wholesale interchange rates
- No percentage markups
- Credit card terminals and POS systems
- Virtual terminal
- Next-day funding
🎯 Key Differentiators
- Membership pricing model with no percentage markups.
- Transparent access to interchange rates.
- 90-day money-back guarantee.
- Highly-rated customer support.
Unique Value: Provides businesses with a more affordable and predictable way to accept credit cards by eliminating percentage markups and offering direct interchange rates through a simple membership.
🎯 Use Cases (5)
✅ Best For
- A retail store processing over $20,000 per month saving money compared to a tiered or flat-rate plan.
- A medical office accepting patient payments with predictable monthly costs.
- An auto repair shop using a countertop terminal with low processing fees.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Very small businesses or startups with low and inconsistent sales volume.
- Merchants who prefer a pay-as-you-go model with no monthly fee.
🏆 Alternatives
Its membership model is very similar to its parent company, Stax. Compared to flat-rate processors like Square, it offers significant savings for businesses processing higher volumes.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
🔒 Compliance & Security
💰 Pricing
✓ 90-day free trial
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