GoCardless
Collect ACH and international bank payments.
Overview
GoCardless is a payment company that specializes in collecting recurring payments through direct bank debit, including ACH Debit in the US. It aims to automate the payment collection process, reducing costs and administrative burdens for businesses. The platform is designed for subscriptions, invoices, and installments.
✨ Key Features
- ACH Debit
- Global bank payments
- Automated recurring payments
- Online authorization forms
- Payment notifications for customers
- Integration with accounting software
🎯 Key Differentiators
- Specialization in bank-to-bank payments (ACH, Direct Debit).
- Lower transaction costs compared to card payments.
- Higher payment success rates for recurring billing.
- Global bank debit network.
Unique Value: Reduces the cost and hassle of collecting recurring payments by automating bank-to-bank transfers, resulting in lower fees, less churn, and better cash flow.
🎯 Use Cases (4)
✅ Best For
- Automating payment collection for subscription-based businesses.
- Reducing payment failures for recurring revenue companies.
- Streamlining invoice payments for accounting and professional service firms.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Retail point-of-sale transactions.
- Businesses that require instant payment confirmation.
- Companies that need to accept credit card payments.
🏆 Alternatives
While card-focused platforms are good for one-off sales, GoCardless is superior for recurring payments due to lower failure rates and costs associated with bank debits.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Pro tier)
🔒 Compliance & Security
💰 Pricing
✓ 14-day free trial
Free tier: N/A
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