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Credit Acceptance Corporation

Enabling our dealer-partners to help deserving consumers get a fresh start with a second chance to finance a vehicle.

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Overview

Credit Acceptance Corporation offers financing programs to automobile dealers that enable them to sell vehicles to consumers, regardless of their credit history. Their financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing.

✨ Key Features

  • Dealer financing programs
  • Credit approval for a wide range of credit histories
  • Loan servicing
  • Dealer-partner network

🎯 Key Differentiators

  • Focus on helping dealers sell to consumers with challenging credit
  • Proprietary credit approval processing system

Unique Value: Empowers auto dealers to serve a larger customer base by providing financing options for individuals with poor credit.

🎯 Use Cases (2)

Independent and franchise auto dealers serving customers with poor or no credit Buy Here Pay Here (BHPH) dealers

✅ Best For

  • Financing vehicle sales to consumers with subprime credit scores

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Prime auto lending

🏆 Alternatives

Santander Consumer USA Westlake Financial Services Exeter Finance

Has a very specific focus on the deep subprime market, which some other lenders may not serve as extensively.

💻 Platforms

Web API

🔌 Integrations

Dealertrack RouteOne

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SSO ✓ FTC Safeguards Rule

💰 Pricing

Contact for pricing

Free tier: NA

Visit Credit Acceptance Corporation Website →